Capital Tools emblemCapital Tools
FinCore logo
Personal Finance & Wealth Platform

Your money. All of it. In one place.

Every account. Every currency. Every investment. One beautiful desktop app that's yours. Know exactly what you're worth today — and see where it's going tomorrow.

Private · no app telemetry/Your data stays on your machine/14-day free trial
Two desks. One app.

One app for your whole financial life.

Spending and investing share one live picture. Move forward on one desk, and you see it on the other.

For everyday money

Spend smarter

Every account, in every currency, at live exchange rates. Always know exactly what you're worth.

  • Real-time FX rates
  • Budgets & categories
  • Earning & spending trends
For investors

Invest with a clear view

Live prices. A clear picture of where your capital sits and how it grew this year. Every holding shown in the currency its account is booked in.

  • Portfolio & allocation
  • Live share prices
  • Yearly capital growth
See it working

Every side of your money. One screen.

No mockups. These are real FinCore screens — spending and investing — running on your own machine.

FinCore dashboard
FinCore · Yearly capital1 / 4
FinCore Yearly capital screen
Yearly capital

Where your capital stands this year — and how it got there, week by week, across every account.

Features

FinCore is a privacy-first desktop personal finance and portfolio management workstation that runs locally on Windows, macOS, and Linux without mandatory cloud sync or subscription lock-in.

Every account. One dashboard.
Bank accounts, credit cards and investments. Together, at last, on one dashboard.
Transactions, handled.
Categorised automatically. Split when you need to. Recurring entries that enter themselves. In every currency you use.
See the whole picture.
Income, expenses, net worth over time and investment performance, beautifully charted. Every holding in the currency its account is booked in.
Download

Your machine. Your FinCore.

Pick your system. No account. No card. FinCore opens as the free view; sign in for a 14-day trial key of the Basic plan — and when you're ready, a licence key from your account activates the same install in Settings → License.

Windows
Windows 10 or 11 · 64-bit (x64)

FinCore 1.0.116 · 95 MB

Built

Download for Windows

Installer (.exe)

macOS
macOS 11 or later · Apple Silicon (M1+)

FinCore 1.0.116 · 133 MB

Built

Download for macOS

Disk image (.dmg)

Linux
64-bit (x64)

FinCore 1.0.116 · 198 MB

Built

Download for Linux

AppImage

Pricing

Simple, transparent pricing. No hidden fees.

Basic

Spend & Invest

$10/month
  • Activate on up to 3 machines
  • Dashboard, wallets & live FX rates
  • Performance, capital & investments pie
  • Portfolio and allocation over time
  • Every holding converted into the account's own currency
  • Scheduled jobs and market events
  • Email support
  • In-app bug reports from the Logs page
Get Started
Basic

Spend & Invest

$99/year
  • Activate on up to 3 machines
  • Dashboard, wallets & live FX rates
  • Performance, capital & investments pie
  • Portfolio and allocation over time
  • Every holding converted into the account's own currency
  • Scheduled jobs and market events
  • Email support
  • In-app bug reports from the Logs page
Get Started

Every plan starts with a 14-day trial of the Basic plan. No card required. Your data never leaves your machine. And FinCore keeps getting better — every customer can ask for a feature, and the best ideas ship in the next release. Need multi-entity consolidation, white-label or audit logs? That's Enterprise — contact us for a quote.

Frequently Asked Questions

What platforms does FinCore support?

FinCore is a native desktop app for Windows, macOS and Linux. One app, every platform.

Can I change plan later?

Yes, from your account page. Changing plan switches the subscription you already have — same licence key, same activations. Whatever you've already paid for is prorated: an upgrade charges only the difference, and a downgrade becomes a credit on your next invoice. Switching between monthly and yearly billing works exactly the same way.

Is there a free trial?

Yes. FinCore runs as the free view — dashboard, wallets and rates — out of the box. Sign in to your account and generate a free trial key for 14 days of the Basic plan, no credit card. One trial key per account, and it activates on one machine only. When it ends, FinCore falls back to the free view until you activate a licence. Nothing you entered is deleted.

Will FinCore keep getting better?

Every single release. FinCore is never finished — we improve it constantly. And you help decide what comes next. Registered customers with a paid plan can send us a feature request straight from their account. We read every one. The best ideas get built, and they arrive in your app as a regular update — at no extra cost.

How do I report an issue or bug?

Right from the app. Licensed customers with a registered capitaltools.app account get a Submit bug report button on the Logs page. FinCore attaches its server log and latest error log for you — known secrets redacted first — and the ticket lands in your account's support list, where our answer arrives too. No digging for log files.

Can I activate FinCore on a machine with no internet?

Yes. Generate an offline activation token from the licence card on your account page, then paste it into FinCore's licence screen — or drop it beside the app before the first start. The app checks it on its own, so the machine never needs to go online. Perfect for a computer you keep off the internet. It stays valid until the subscription period ends; after a renewal, import a fresh one.

Built by a software engineer with 20+ years of experience

Capital Tools is built and supported by Sergei Zhuravlev — Senior Full-Stack & AI Engineer, MSc in Software Engineering. Twenty years of shipping software that works in production, for banks, global retail and enterprise: multi-tenant systems with real users, real budgets and real audit trails. The same engineer writes, tests and supports every product here, so when you write to support, you reach the person who built it.

Get FinCore updates

New releases, features and launch offers — straight from the engineer who builds it.

A few emails a year. Unsubscribe from any of them. See the privacy policy.

Ready to get started with FinCore?

Start your 14-day free trial. No credit card required.